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How Roof Insurance Claims Work
September 7, 2022
Dan Rose

Awareness of how roof insurance claims work will help guarantee a sophisticated working association with the insurance company, downgrade delays, serve your clients further effectively, and get paid more swiftly. This article will walk you through the insurance claims procedure step by step, as well as help you understand how to make the most of the process so you can achieve better results for your business and your clients. 

 Here Are The Three Fundamental Steps On How Insurance Claims Work  

 1. The review

   After the homeowner reports the damage to their insurance company, the insurance company will dispatch an adjuster to get their look at the damage. This insurance adjuster will scan the roof, gripping unique notes of any regions of damage that your business linked in your original examination. It’s important for someone from your team to be present and meet with the adjuster as they do their examination, to answer any questions the adjuster may have and make certain no damage is missed. After the adjuster completes their examination, they will produce their assessment of the damage, which will be transferred to the insurance company. 

 2. The examination

   The claim will be examined by the insurance company. During this time, the insurance company will estimate the report of the damage handed by the adjuster to decide how much should be paid to the homeowner for repairs. As the claim is being examined, the insurance company may request further information or attestation about the damage from your roofing company, or they may ask you interrogatives about the information you handed over. You will need to respond instantly to their requests to keep the claims review process moving and be prepped to back up your assessment of the damage with proof. 

3. The Finalization

   Once the claim is reviewed and reprocessed, the insurance company will finalize the total quantum of damages. At this point, the insurance company will dispatch a check for that amount to the homeowner. This check is aimed to cover the costs, of repairing the roof to its foremost condition, or of substituting the roof fully, according to the terms of the policy. When the claim is perfected and the check is entered, the insurance company’s involvement in the process comes to an end. Now, you and the homeowner can agree on a formal compass of work and draw will up a bond for the repairs.


Searching for roof damage after a strong storm is often very stressful and you may have a lot of questions particularly about dealing with your homeowners’ insurance. The truth is, the insurance proceeds can be confusing and if you have not been through it beforehand, disarming but the fundamental steps listed above will help you get a better grasp of things. 

End your worst nightmare now by Contacting us at 118-35 Queens Blvd Forest Hills, NY 11375 (718) 414-6067 or click this link https://www.nycrenovators.com/ to get the best quality roofing service.

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